Terms of Service
Terms and conditions governing your use of the Organizo mobile application and our landing website.
1. Agreement to Terms
By downloading, installing, accessing, or using the Organizo mobile application or visiting our informational website (organizo.co.in) (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
2. Nature of the Service (Financial Utility Disclaimer)
Organizo is a group expense calculation, coordination, and budget tracking utility.
Important Financial Notice: Organizo is not a bank, escrow service, payment system, or money transmitter. Organizo does not hold user deposits or execute direct peer-to-peer fund transfers between users. Peer-to-peer repayments and event collections made via external payment methods (such as UPI, cash, or third-party bank apps) are strictly between the individual users involved.
QR Code Images & User Uploads: Event creators and admins are solely responsible for ensuring the accuracy and legitimacy of any payment QR codes or images they upload from their devices. Organizo does not pre-screen, verify, or guarantee user-uploaded images or QR codes, and assumes no liability for incorrect, fraudulent, or unintended peer-to-peer fund transfers.
Automated 30-Day QR Code Expiry: All user-uploaded QR code images are retained strictly for the duration of the event plus a 30-day grace period. Exactly 30 days after the event reaches its scheduled end/expiry date, the QR code image is automatically and permanently erased from storage servers.
3. User Accounts & Security
To use the Service (including creating or joining trips, managing events, and logging shared expenses), you must create an account using a valid mobile phone number or email address. You are responsible for:
- Maintaining the confidentiality of your account verification OTPs and session tokens.
- All activities that occur under your account.
- Promptly notifying us if you suspect any unauthorized access or security breach.
4. Optional Digital Passes & Upgrades
Organizo offers optional per-entity feature passes (e.g., Standard Pass, Pro Pass, Unlimited Pass) that unlock enhanced software capabilities, such as higher member limits.
- All pass pricing is strictly denominated and charged in Indian Rupees (INR, ₹) prior to purchase.
- Payments are processed securely via certified payment gateways (Razorpay).
- Strict No-Refund Policy: Once an entity pass is purchased and digital features are activated, all payments are final and strictly non-refundable under any circumstances.
5. User Conduct & Content Standards
When using Organizo, you agree NOT to:
- Upload fraudulent, abusive, defamatory, or obscene content or payment QR images.
- Engage in harassment, spamming announcements, or attempting to mislead group participants.
- Attempt to reverse-engineer, decompile, or compromise the security and stability of our API servers.
6. Account Termination & Deletion
You may delete your account at any time directly through the app (My Profile → Delete Account) or via our public web deletion page. Upon deletion, personal credentials are permanently wiped, and past ledger entries in shared groups are anonymized.
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activities.
7. Limitation of Liability
To the maximum extent permitted by law, Organizo and its operators shall not be liable for any indirect, incidental, or consequential damages arising from:
- Mathematical disputes, debt disagreements, or unpaid balances between group members.
- Temporary service interruptions, sync delays, or network outages.
- Loss of data due to user-initiated account deletions.
8. Governing Law & Contact
These Terms shall be governed by and construed in accordance with the laws of India.
For inquiries regarding these Terms, contact us at: support.organizo@gmail.com